2024년 12월 09일

 

안녕하세요

 

원래 계획은 한 포스팅당 한 장의 카드를 소개해드리는 것이였습니다.

 

하지만.. 많은 혜택에 비해 쓸 내용들이 적기 때문에 상황에 따라 쓸 수 있는 카드를 모아서 준비했습니다.

 

이번에 소개해드릴 카드의 중요한 포인트는

 

  1. 할인율이 가장 높은 모든 가맹점에서 적용되는 카드 – LOCA LIKIT 1.2
  2. 알짜 카드 (마트 및 생활업종) – 롯데마트&MAXX
  3. 강력한 생활비 혜택 카드 – LOCA 365

 





 

 

1. 할인율이 가장 높은 모든 가맹점에서 적용되는 카드

 

대부분이 많은 카드 혜택과 조건이 존재하지만 모르는 경우도 많고 조건을 맞추기는 어렵고 까다롭다고 생각합니다.

 

그래서 준비한 카드는 “롯데 LOCA LIKIT 1.2 카드” 입니다.

 

살짝 힌트가 카드 이름에도 숨겨져 있습니다.

 

바로 기본 할인율 1.2% 입니다.

 

대부분 카드 할인율이 0.7~0.8% 할인 됩니다.

 

그러면 “롯데 LOCA LIKIT 1.2 카드”에 대해 자세히 알아보겠습니다.

 

롯데 LOCA LIKIT 1.2 카드 상품 소개 및 혜택

 

 

  1. 어디서나 1.2% 결제일 할인

 – 국내 모든 가맹점 1.2%, 해외 모든 이용금액 1.2%

              * 실적조건 및 할인한도 없이 혜택을 제공합니다.

2. 온라인 1.5% 결제일 할인

* 실적조건 및 할인한도 없이 혜택을 제공합니다.

 

실적, 한도 없이 단순하게 사용 가능하고  발급 후 바로 적용되는 부분이니 많은 혜택 누리셨으면 좋겠습니다.

 





 

2. 알짜 카드 (마트 및 생활업종)

 

고물가 시대에 장바구니 부담을 덜어줄 수 있는 새로운 생활비 할인 카드인 알짜 카드를 소개할게요

 

바로 “롯데마트 & MAXX 카드 입니다.

 

이 카드는 롯데마트 및 롯데 창고형 마트 MAXX, 5대 생활 업종에서 할인이 가능한 특징이 있습니다.

 

롯데 마트&MAXX 카드 상품 소개 및 혜택

 

 

 

국내 전용 20,000원 / 해외겸용 20,000원

 

  • 롯데마트, MAXX 월 최대 30,000원 결제일 할인

  –  전월 실적 50만 원 미만 : 1,000원 미만 할인

            –  전월 실적 50만 원 이상 100만 원 미만  : 5%

–  전월 실적 100만 원 이상 : 10%

  • 5대 생활업종 월 최대 25,000원 결제일 할인

 – 전월 실적 50만 원 이상 100만 원 미만 : 5% (월 15,000원 / 업종별 3,000원 한도)

 – 전월 실적 100만 원 이상 : 5% (월 25,000원 / 업종별 5,000원 한도)

 

5대 생활업종 결제일 할인 기준

 

병원, 약국, 동물병원

  • 한의원, 산후조리원, 요양병원, 재활원, 의료재단, 보건복지협회 이용금액은 혜택이 제공되지 않습니다.

주유

  • LPG 충전소 이용금액은 혜택이 제공되지 않습니다.

교육 (학원, 학습지, 유치원)

  • 오프라인에서 건당 5천 원 이상 결제 건에 대해 혜택이 제공됩니다.
  • 학원 : 일반 전문학원, 외국어학원, 기타학원 등 (자동차 및 컴퓨터 학원 제외)
  • 유치원 : 국가 운영 또는 지자체 단체 운영 유치원 제외
  • 가맹점 구분이 어려군 일부 결제대행 업체를 통해 결제 시 혜택이 제공되지 않을 수 있습니다.

이동통신

  • 이동통신 할인은 SKT, KT, LG U+ 이동통신요금 자동납부 건만 혜택이 제공됩니다. (월 1회 제공)

  (인터넷, TV등과 결합상품 및 알뜰폰 이용금액은 혜택이 제공되지 않습니다.)

 

스트리밍

  • 넷플릭스, 유튜브, 왓챠, 티빙, 멜론, 지니뮤직, 디즈니플러스

 (서비스 대상 가맹점 공식 홈페이지 또는 앱을 통해 직접 신청한 정기결제 (자동이체) 이용 건만 제공됩니다.)

 

롯데카드는 카드 출시를 기념해 2023년 올해 말까지 롯데마트&MAXX 카드를 발급하는 고객 대상으로 할인 한도를 추가 제공합니다.

 

전월실적 50만 원 이상 ~ 100만 원 미만 : 월 15,000원 → 월 25,000원

전월실적 100만 원 이상 : 월 30,000원 → 월 50,000원

 





 

3. 강력한 생활비 혜택 카드

 

마지막 롯데카드 소개입니다. 마지막 카드인 만큼 메인 카드로 손색이 없는 혜택을 가지고 있습니다.

 

바로 “LOCA 365 카드” 입니다.

 

LOCA 365 카드 상품 소개 및 혜택

 

 

 

  • 아파트관리비 10% 할인

  –  아파트 관리비 자동납부 건만 혜택이 제공됩니다.

 

  • 공과금 (도시가스비, 전기료) 10% 할인

 – 도시가스비, 전기료는 자동납부 건만 혜택이 제공됩니다.

 

  • 대중교통 10% 할인

 – 지하철, 시내버스 이용 건만 혜택이 제공되며 택시, 고속버스, 시외버스는 제외됩니다.

 

  • SKT, KT, LG U+ 10% 할인

 – 이동통신요금 자동납부 건만 혜택이 제공되며, 인터넷, TV 등과 결합상품 및 알뜰폰은 제외됩니다.

 

  • 배달의 민족, 요기요, 쿠팡이츠 10% 할인

 – 공식 앱을 통한 결제 시 혜택이 제공되며, 가맹점 직접 결제는 제외됩니다.

 

  • 생명보험, 손해보험 10% 할인

 – 보험료 자동납부 건만 혜택이 제공되며, 모든 간편결제 이용금액은 제외됩니다.

 

  • 학습지 10% 할인

 – 오프라인 이용 건만 혜택이 제공되며, 결제대행 업체를 통한 결제는 제외됩니다.

 

 

할인한도 : 5,000원

지난달 1일 ~ 말일까지 50만 원 이상 (본인, 가족카드 합산) 이용 시 혜택이 제공합니다.

2만원 이상 결제 건에 대해서 혜택이 제공됩니다.

 

 

  • 넷플릭스, 유튜브, 왓챠, 멜론, 지니뮤직, 디즈니 플러스 1,500원 할인

 – 서비스 대상 가맹점 공식 홈페이지나 앱을 통해 직접 신청한 정기결제(자동이체) 건만 혜택이 제공되며,

              1회성 일반구매 결제 및 통신요금 내 합산 청구, 가맹점 구분이 불가한 경우는 제외합니다.

 

할인한도 : 1,500원

지난달 1일 ~ 말일까지 50만 원 이상 (본인, 가족카드 합산) 이용 시 혜택이 제공합니다.

스트리밍 할인은 건당 결제금액에 상관없이 혜택이 제공됩니다.

 

※ 자세한 사항은 롯데카드 홈페이지에서 확인하시고 신청하시길 바랍니다.

 

 

 

 

 


 

저는 카드를 많이 안써봤는데 이렇게 카드를 포스팅하면서 혜택들을 보고 느끼는 과정에서 혹하는 부분들이 많습니다.

 

이래서 사람들이 몇 개씩 카드를 만드는 이유를 알았습니다.

 

매번 본인의 카드 보다 더 뛰어난 카드를 카드사에서 출시할것이기 때문에 자연스럽게 추가적으로 만들 수 밖에 없습니다.

 

신용카드는 없어야 좋다는 말이 있지만, 그래도 적절한 사용함에 있어 좋은 점도 분명 존재합니다.

 

알뜰한 카드, 본인에게 맞는 카드를 찾아서 혜택 받으셨으면 좋겠습니다.

 

긴 글 봐주셔서 감사합니다.

 

 

카드 추천

↓↓↓↓↓↓↓↓↓

 

 

 

 

 

 

 

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