2024년 09월 16일
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안녕하세요

 

이번에 소개할 주제는 오랜만에 돌아온 “카드” 소개입니다.

 

고객 생애주기와 소비목적별로 필수 혜택을 모아 만든 “WESH 시리즈 카드”를 소개하려고 합니다.

 

WESH의 뜻은 We wish you happiness의 줄임말로, 고객의 소망을 담은 카드가 되고자 하는 의미를 담았습니다.

 

WESH 시리즈 카드는 KB국민 WESH ALL 카드, KB국민 MY WESH 카드, KB국민 OUR WESH 카드 3종입니다.

 

신용카드이기 때문에 연회비가 발생하는데 KB국민은행에서 캐시백 이벤트를 진행하고 있습니다.

 

바로 온라인 신규 발급 회원 연회비 100% 캐시백(1회)입니다.

 

기간 안에 PC/모바일 홈페이지에서 신용카드 최초 발급하고, 두 가지 항목을 충족하면 연회비 100% 캐시백(1회)이 됩니다.

 

신청 : 23.8.1(화) ~ 8.31(목)

등록 : 23.8.1(화) ~ 9.20(수)

 

대상 : KB국민 신용카드 온라인 신규 발급 회원 (22.12.31 이후 미소지 고객)

 

충족 조건

 

  1. 부가서비스 및 선택적 항목 모두 동의하기 (카드 발급 시)
  2. “KB PAY” 앱에서 신규 발급한 대상카드 등록하기

   – 23.9.20(수)까지 “KB PAY” 앱에 신규 발급한 카드등록 유지하면 캐시백 지급

 

 

 

 

 

KB국민카드를 사용하면서 더 많은 혜택을 받고 싶다면 KB PAY와 함께 사용해야 더 많은 혜택을 누릴 수 있습니다.

 

 





 

KB국민은행 wesh 카드

 

 

KB국민 WESH ALL 카드 소개 및 혜택

 

 

 

 

해외겸용 20,000원 / 전월실적 40만 원 이상

모바일 단독카드 14,000원 (국내 일부 및 해외 오프라인 가맹점에서 사용 제한, KB국민모바일회원약관 참조)

 

– 국내 가맹점 1% 할인 (전월실적, 할인 한도 조건 없음)

– 해외 가맹점 2% 할인 (전월실적 조건 없음, 월 할인한도 40,000원)

– 쇼핑 멤버십 50% 할인 (자동납부 요금)

1. 네이버 플러스 멤버십

2. 쿠팡 로켓와우 멤버십

– OTT 10% 할인 (전월실적 40만 원 이상, 자동납부 요금)

1. 넷플릭스

2. 유튜브 프리미엄

3. 웨이브

4. 티빙

5. 디즈니 플러스

– 이동통신요금 5% 할인 (자동납부 요금)

1. SKT, KT, LG U+, Liiv M

 

쇼핑 멤버십, OTT, 이동통신은 통합하여 월 할인한도 3,000원

(전월이용실적 40만 원 이상 시 제공)

 

 

※ 자세한 할인 서비스는 홈페이지 약관 참조 바랍니다.

 

 

KB국민 MY WESH 카드 소개 및 혜택

 

 

 

 

MY WE:SH 카드를 사용한다면 나만을 위한 혜택을 받을 수 있습니다.

 

토심이 디자인 2종 한정판이 MY WE:SH 카드에만 적용이 됩니다. (한정판이니 서두르세요)

 

해외겸용 15,000원 / 전월실적 40만 원 이상

 

– KB PAY 10% 할인 (월 할인한도 5,000원, 건당 2,500원 한도)

1. 국내 가맹점에서 KB PAY로 결제한 이용건

 

– 음식점, 편의점 10% 할인 (월 할인한도 5,000원, 건당 2,500원 한도)

1. 음식점(한식, 일식, 중식, 양식, 뷔페, 패밀리레스토랑, 일반음식점 업종), 편의점(GS25, CU)

 

– 이동통신요금 10% 할인 (월 할인한도 5,000원, 건당 2,500원 한도)

1. SKT, KT, LG U+, Liiv M 자동납부 이용금액

 

– OTT 30% 할인 (월 할인한도 5,000원, 건당 2,500원 한도)

1. 넷플릭스, 유튜브 프리미엄, 웨이브, 티빙, 디즈니 플러스 공식 홈페이지를 통한 정기결제 이용건

 

– 더욱 진심 서비스 3개 중 택 1 (생일 월에는 할인한도가 2배입니다.)

[먹는데 진심] 배달/커피 5% 할인 (월 할인한도 5,000원)

– 배달앱 (배달의 민족, 요기요, 마켓컬리), 커피 (커피/음료전문점 업종)

[노는데 진심] 택시/커피 5%, 영화관 30% 할인 (월 할인한도 5,000원)

– 택시, 커피/음료 전문점 업종, 영화관(CGV, 롯데시네마, 메가박스)

[관리에 진심] 미용실, 스포츠, 온라인서점, 올리브영 5% 할인 (월 할인한도 10,000원)

– 미용실, 종합스포츠센터, 골프(연습)장, 테니스장, 수영장, 요가, 볼링장, 스포츠용품점, 레저용품점 업종

– 온라인 서점 : 교보문고, YES24 홈페이지(앱) 이용건 (오프라인 제외)

– 올리브영 : 오프라인 매장 및 온라인 쇼핑몰(앱)

 

 

※ 자세한 할인 서비스는 홈페이지 약관 참조 바랍니다.

 

 





 

 

KB국민 OUR WESH 카드 소개 및 혜택

 

 

 

 

OUR WE:SH 카드는 가족단위 가구가 사용하기 좋은 혜택으로 구성되어 있습니다.

 

매월 원하는 서비스로 변경 가능합니다. (서비스 변경하면 다음 달 1일부터 바로 적용됩니다.)

 

해외겸용 15,000원 / 전월실적 40만 원 이상

 

-“우리” 선택, 혜택 3개 중 택 1 (청구할인)

 

  • 마트 중심 5% 할인 (마트/음식점/주유소)

– 마트 : 이마트/롯데마트/홈플러스

– 음식점 : 한식, 중식, 일식, 양식 업종

– 주유소 : SK 주유소, 충전소

  • 백화점 중심 5% 할인 (백화점/음식점/주유소)

– 백화점 : 롯데/신세계/현대백화점

– 음식점 : 한식, 중식, 일식, 양식 업종

– 주유소 : SK 주유소, 충전소

  • 동네 중심 5% 할인 (SSM/배달앱/동네상권)

– SSM : 이마트에브리데이/롯데슈퍼/홈플러스익스프레스

– 배달앱 : 배달의 민족, 요기요

– 동네상권 : 세탁소, 정육점, 약국, 제과점/아이스크림점, 미용원, 서점 업종

 

전월 이용실적에 따라 월 할인한도가 다릅니다. (건당 3만 원 이상 매출에 한하여 서비스 제공)

40만 원 이상 : 8,000원

80만 원 이상 : 11,000원

120만 원 이상 : 13,000원

200만 원 이상 : 30,000원

 

-“두리” 선택, 혜택 3개 중 택 1 (가정의 달인 5월에 할인한도가 2배입니다.)

 

  • 둘이 중심 10% 할인 (온라인티켓, 영화관, 공연장, 경기장, 주차장, 카페)

– 온라인티켓(인터파크, 티켓링크)

– 영화관, 공연장, 전시장, 경기장 업종

– 커피/음료전문점, 주차장 업종

  • 자녀 중심 10% 할인 (학원, 독서실, 패스트푸드, 편의점)

– 학원 : 문리계, 외국어, 예체능계 학원 업종

– 편의점 : CU, GS25

– 독서실, 패스트푸드점 업종

  • 돌봄 중심 10% 할인 (병원, 한약방, 건강식품점)

– 종합병원, 일반병원(치과/한방), 일반의원(치과/한의원) 업종

– 한약방, 건강 식품점 업종

 

전월 이용실적에 따라 월 할인한도가 다릅니다. (건당 3만 원 이상 매출에 한하여 서비스 제공)

40만 원 이상 : 7,000원

80만 원 이상 : 9,000원

120만 원 이상 : 12,000원

200만 원 이상 : 15,000원

 

– 이동통신자동납부 10% 청구할인 (월 할인한도 5,000원)

1. SKT, KT, LG U+, Liiv M

 

※ 자세한 할인 서비스는 홈페이지 약관 참조 바랍니다.

 

 

 

 

 





 

 

 

WESH 카드를 알기 전에는 많이 이용하는 서비스 중심인 카드를 2~3개씩 보유하고 있었습니다.

 

한 분야의 혜택이 좋은 카드는 아무래도 선택한 분야 이외의 혜택은 적습니다.

 

그렇다고 해서 카드를 많이 만드는 것은 비효율적이라고 생각합니다.

 

WESH 카드는 한 장의 카드로도 많은 효율을 낼 수 있다고 생각합니다.

 

카드 특성상 약관과 조건들이 많기 때문에 차분히 읽고 숙지가 된 후에 신청을 하시기 바랍니다.

 

긴 글 봐주셔서 감사합니다.

 

 

카드 추천

↓↓↓↓↓↓↓↓↓

 

 

 

 

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