2024년 12월 09일
케이뱅크 주거래우대 자유적금

안녕하세요

 

이번에 소개해 드릴 적금은  “케이뱅크 주거래우대 자유적금”이에요

 

항상 많은 사람들이 고민해서 적금을 찾는 부분은 3가지 (납입금액, 적금 기간, 이자율)인데

 

대부분 적금은 이율이 높으면 납입금액이 적고, 기간이 짧으면 이율이 작은 경우를 많이 보셨을거에요

 

이번에 소개해 드리는 “케이뱅크 주거래우대 자유적금”은 3가지를 다 허용할 수 있다고 생각합니다.

 

많은 시드를 가지고 계신 분들은 높은 이율까지 받아 갈 수 있는 적금!!

 

케이뱅크 주거래 우대 자유적금 시작해 보겠습니다.

 

케이뱅크 다운로드

 





 

 

 

케이뱅크 주거래 우대 자유적금 상품요약

 

 

 

 

  • 상품 종류 : 목돈 모으기 (적립식 예금)
  • 가입 대상 : 만 17세 이상 개인 및 개인사업자 (1인 최대 3계좌)
  • 가입 기간 : 6개월 ~ 36개월
  • 가입 금액 : 월 1,000원 이상 3백만 원 이하
  • 적용 금리 : 기본 + 우대금리 (최대 연 0.6%)

 

 

케이뱅크 주거래 우대 자유적금 우대금리 조건

 

 

우대 조건을 충족하게 되면 기본 금리에 추가로 최대 연 0.6%까지 받을 수 있습니다.

 

 

  • 급여이체 또는 통신비 자동이체 (0.3%) : 가입 월부터 만기 전 월 동안 3개월 이상 급여이체 또는 통신비 자동이체 실적이 있는 경우
  • 케이뱅크 체크카드 (0.3%) : 가입 월부터 만기 전 월 동안 3개월 이상 실적이 있는 경우 (월 20만 원 이상)

 

간단하지만 타 은행 급여 혜택을 받거나 카드를 불가피하게 만들기 어려우신 분들은 까다로울 수 있습니다.

 

최대한 이율을 가져가는 게 좋기 때문에 가능하신 분들은 조건을 충족하여 받아 가시면 됩니다.

 





 

케이뱅크 주거래 우대 자유적금 금리안내

 

가입기간에 따라 금리가 변동합니다.

 

 

6개월 : 3.5% +  0.6% = 4.1%

12개월 : 4.2% + 0.6% = 4.8%

24개월 : 4.25% + 0.6%  = 4.85%

36개월 : 4.3% + 0.6% = 4.9%

 

제일 적당한 가입 기간은 12개월을 추천합니다.

 

월 300만 원 납입 시 약 935,802원 (세전)을 받을 수 있습니다.

 

그 이후 이율이 많이 상승하지 않기 때문에 만기 후 따른 투자 방법을 알아보는 게 더 좋을 수 있습니다.

 

중도 해지 금리가 복잡하기 때문에 그림으로만 대체하겠습니다.

 

 

 

케이뱅크 주거래 우대 자유적금 참고사항

 

 

  1. 매월 300만 원까지 자유롭게 납입 가능
  2. 급하게 시드가 필요하게 되면 부분 출금을 통해 해지 없이 가능합니다. (최대 2번)

 

 

케이뱅크 주거래 우대 자유적금 신청방법

 

 

 

↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓

 

 

↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓

 

 

↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓

 

 

↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓

 

 

가입신청 방법은 위와 같이 간단합니다.

 

본인과 맞는 적금을 찾아서 가입하는 게 제일 중요합니다.

 

이율이 높고 많은 인기 있는 적금을 소개해 드리고 있으니 좋게 봐주셨으면 좋겠습니다.

 

긴 글 봐주셔서 감사합니다.

 





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