2024년 09월 16일
예금 TOP 5

 

안녕하세요

 

오늘은 제가 많이 다루고 있는 적금을 내려두고 예금을 소개 드리려고 합니다.

 

파킹 통장이 엄청난 인기몰이를 했는데 현재 예금의 이율이 대체적으로 높아지는 현상이 나타났습니다.

 

그래서 짧게도 맡겨서 이율을 볼 수 있는 예금 TOP 5 준비해 보았습니다.

 





 

 

1. 농협은행 NH올원e예금

 

 

  • 1개월 금리 3.1%
  • 최대금리 12개월 이상 3.85% (23.7.31까지 특별우대 0.3% 추가)
  • 최소 10만원 ~ 최대 10억
  • 앱에서만 가입

 

12개월 이상 3.55% 기본 금리에서 7월 31일까지 한시적으로 0.3% 추가되니 유리할 때 가입하시는 걸 추천드립니다.

 

2.카카오뱅크 정기예금

 

 

  • 1개월 금리 2.9%
  • 최대금리 12개월 3.5%
  • 최소 100만원 ~ 한도 없음
  • 앱에서만 가입
  • 긴급출금 2회
  • 만기 시 자동연장 5회 가능

 

카카오뱅크 정기예금의 재밌는 점은 시간 별로 이자가 올라가는 것을 볼 수 있는 게 되어있습니다.

 

 

3.우리은행 우리 WON 플러스 예금

 

 

  • 1개월 금리 3.06%
  • 최대금리 12개월 3.73%
  • 최소 1만원 ~ 한도 없음

 





 

4.신한은행 신한 쏠편한 정기예금

 

 

  • 1개월 금리 2.9%
  • 최대금리 12개월 3.70%
  • 최소 1만원 ~ 한도 없음
  • 예금액 일부 해지도 가능
  • 온라인 가입

 

5.케이뱅크 코드 K정기예금

 

 

 

  • 1개월 금리 3.0%
  • 최대금리 12개월 3.8%
  • 최소 100만원 ~ 한도 없음
  • 부분인출 2회가능
  • 비과세 가입 시 제외

 

 

samsamlabo의 추천

 

7월 31일 안에 가입을 하실 수 있다고 하시면 “농협은행 NH올원e예금”을 추천드립니다.

 

추가 이율이 적용되서 최대 3.85%까지 가능합니다.

 

만약 가입 기간을 놓쳤다면 “케이뱅크 코드K적금”을 추천합니다.

 

가입 최소 금액이 100만 원이지만 다른 예금보다 높은 3.8% 이율이 적용됩니다.

 





 

 

453 thoughts on “한달 3% ~ 1년 3.8% 주는 초단기 예금 TOP 5”

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